Currently, if you select a healthcare provider without a contract with your insurer, you receive reimbursement for 75% of the treatment costs.
A proposed legislative amendment would require you to cover the full cost yourself.
In 2012, former Minister of Health, Welfare and Sport Edith Schippers introduced a plan to remove Article 13 from the Health Insurance Act. This would relieve insurers of any obligation to reimburse care provided by non-contracted professionals.
If enacted, this change could undermine the longstanding principle of free choice of doctors. Many patients lack the means or willingness to pay full out-of-pocket expenses for essential care.
Should this amendment become law? Share your view below.
