More and more people are opting for health insurance policies without supplementary dental coverage.
Affordable Choice?
In recent months, experts and media have highlighted supplementary insurances like dental add-ons. A simple cost-benefit analysis often reveals limited value: premiums frequently outweigh the reimbursements provided.
Cost Control
Most people visit the dentist for checkups twice a year, costing around €30 each time—for a total of €60 annually. Yet many dental policies run €180 per year and cover only portions of treatments.
Clear Trend
Data from 2013zorgverzekering.nl shows that just 38% of new policyholders add dental insurance. Among those who do, 11% choose the most popular option: 75% reimbursement up to a €250 maximum.
Do You Have Dental Insurance?