Family Encyclopedia >> Health

Why More People Choose Health Insurance Without Dental Coverage

Why More People Choose Health Insurance Without Dental Coverage

More and more people are opting for health insurance policies without supplementary dental coverage.

Affordable Choice?
In recent months, experts and media have highlighted supplementary insurances like dental add-ons. A simple cost-benefit analysis often reveals limited value: premiums frequently outweigh the reimbursements provided.

Cost Control
Most people visit the dentist for checkups twice a year, costing around €30 each time—for a total of €60 annually. Yet many dental policies run €180 per year and cover only portions of treatments.

Clear Trend
Data from 2013zorgverzekering.nl shows that just 38% of new policyholders add dental insurance. Among those who do, 11% choose the most popular option: 75% reimbursement up to a €250 maximum.

Do You Have Dental Insurance?