Every year around late November, policyholders face a crucial choice: stick with your current health insurer or switch? The 2016 premium rates are now public, giving you time to decide before the January deadline.
Average Premium Increase
Expect an average rise of about €4 monthly across basic policies. However, increases vary—Zilveren Kruis, for instance, jumps by €7.
Some Insurers Freeze Premiums
A handful of providers buck the trend, holding rates steady. VGZ and Univé are notable examples. That said, the best value often hinges on your add-on coverage too—always factor those in.
Time to Compare Policies?
Zorgwijzer.nl provides a reliable overview of all 2016 changes. Avoid relying solely on comparison tools; instead, assess options personally to match your healthcare needs. Key considerations: freedom to select any doctor or hospital, or sticking to your insurer's preferred network?
The annual gap between the cheapest and priciest basic policy? A hefty €200. Comparing pays off. Stay tuned—practical switching advice drops this Saturday.
