More and more people are aware that switching health insurance pays off. Another provider can be considerably cheaper and better suit your unique care needs. Despite the fact that the basic insurance is the same for every Dutch person, not everyone pays the same premium for this. The supplementary insurance policies can also differ considerably.
Do you want to choose the health insurance policy that best suits your unique situation for 2021? In the first instance, it is wise to make an inventory of your care needs. These are the things that you consider important to insure. For example, do you use certain medicines or do you need specialist treatments in the coming year? Or maybe you have a preference for certain insurers? These things all influence your choice.
If you have listed these things, you can easily compare your health insurance via a comparison site. Please note that it is an independent comparator. You will soon see that you can choose from many different types of health insurers. There are differences not only in the range of additional care, but also in the level of the premiums (even for the basic insurance). Naturally, the more care you want to insure, the higher your premium will be.
It is important to check what is reimbursed under the basic insurance (and what is not). The standard care covered by the basic insurance may be sufficient for your specific care needs. The basic insurance reimburses the most important care, such as:
With supplementary insurance you can think of a contribution towards the costs for glasses or contact lenses, for a visit to the physiotherapist, dental treatment and for various alternative medicine. Whether this is interesting for you depends a lot on your personal situation and wishes. But paying for additional insurance without using it is a huge waste of money. So keep this in mind when taking out your health insurance in 2021.
– This article is a partner contribution of Independer –
